We work for thedriver.Not the dealer.
Every year, millions of lessees hand back cars with thousands of dollars of equity still inside. The dealer keeps it. The lender keeps it. Almost nobody tells the driver. We built My Lease Equity to fix that.
The asymmetry is the business model.
Captive finance lenders quietly updated their policies in 2022. Most stopped letting third-party buyers pay off your lease, closing the door on Carvana and CarMax for many lessees. The reasoning was financial, not consumer-friendly.
At the same time, dealers built equity-mining software to identify lessees with hidden value and turn them into trade leads, at the dealer’s margin, not yours.
Your equity exists in the gap between your contractual payoff and your car’s real market value. Closing that gap is your right, not a dealer’s windfall.
Four things we won’t budge on.
Math, not marketing.
We show the gap between payoff and market value. Real numbers, real sources (MarketCheck listing data, NHTSA VIN decoding). If we can’t produce a real number, we say so, instead of inventing one.
Your data stays yours.
We never share your VIN, lease terms, or contact info with dealers unless you explicitly opt in. The default is private. The exception is anonymous aggregate research.
Lender-specific intel.
Honda’s buyout policy is different from BMW’s, and both vary by state. We track these quietly-updated rules so you know exactly what your lender will and won’t let you do.
Printable proof.
Walk into the dealer with paper. They can’t bullshit you when you have your payoff, your market value, your state tax, and three competing instant offers on a single page.
Flat fee. That’s it.
We are not a dealer. Not a buyer. Not a marketplace. We don’t take a percentage of your equity. We don’t sell you a buyout loan. We don’t send your VIN to a network of subscribing dealerships.
We charge a flat one-time fee for the report, $19.99 for Light, $29.99 for Full, $39.99 for PRO. That’s the entire business model. No upsells from us after that. No affiliate commission on the buy-out path. No data resale.
When we work, it’s because you made more money on your car. Not because someone else did.
Five minutes. No dealer.
Run a free check. See whether your lease has equity hiding in the gap, before you give the keys back.